Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare readOnlyHint=true, which already communicates a safe read operation. The description adds valuable context beyond this by explaining the cache-first behavior: returns stored plan when available, otherwise reports that generation is required. This explains the possible non-immediate result and the on-demand generation aspect, which annotations do not cover.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.