Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, idempotentHint, and destructiveHint, covering safety. The description adds further context: it is public research data, involves no account access, order placement, or fund transfers, and explicitly states 'Not investment advice'. It also discloses conditional behavior (daily_ranking only when rank index configured) and that include_orderbook_summary is ignored. This goes beyond the annotation set but doesn't fully exhaust every behavioral nuance given the rich annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.