Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, covering safety and idempotency. The description adds valuable behavioral context on top: it is read-only public research data, with no account access, no order placement or fund transfers, and not investment advice. This goes beyond the annotations and helps the agent set user expectations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.