Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so the schema already documents all parameters (chain, scope, token, upstream_raw_mode, include_upstream_raw). The description adds little beyond repeating scope names (holders, transfers, activity, smart_money) that are already in the scope property's description. It doesn't elaborate on param formats or defaults beyond what the schema provides, so the baseline 3 is appropriate.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.