Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false. The description adds meaningful context beyond those: it's a heuristic, not a security guarantee, no account access, no fund movement, and reiterates 'not investment advice'. This clarifies the operational boundaries beyond the structured hints, without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.