Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark the tool as read-only, idempotent, open-world, and non-destructive. The description adds useful context by stating 'Read-only public research data', 'No account access', 'No order placement or fund transfers', and 'Not investment advice', which goes beyond the annotation flags without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.