Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark readOnlyHint=true and destructiveHint=false, so the safety profile is covered. The description adds behavioral context by listing the exact computed metrics returned ('monthly average return, median return, win rate, sample size, dispersion, and per-year monthly returns') and noting the data source ('from stored FX or gold series'). No contradiction.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.