Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate a safe read operation (readOnlyHint=true, destructiveHint=false). The description adds value by listing what the result includes: composite score, regime label, component contributions, pagination, and data_quality metadata, which is beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.