Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly, openWorld and non-destructive semantics, yet the description adds real value: the ten-result ceiling, the fact that results carry canonical citation URLs, that firms are not ranked, and that access is public with no API key. That access and result-shape context is exactly what annotations cannot convey. Minor overlap with the schema's limit maximum is the only redundancy.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.