Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of disclosure. It transparently mentions rate limiting per IP, the free tier, and the lack of an API key requirement, plus the paid endpoint's lack of IP limit. The only missing context is the exact response format, but the described behavior is adequately clear.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.