Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover read-only and open-world, but the description adds genuinely new facts: the result is formatted with token symbol and decimals (no output schema exists), and the call is a paid x402 endpoint costing $0.002 USDC on Base. That payment/auth context is not derivable from any structured field, though error and failure behavior go unmentioned.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.