Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare a safe, idempotent read, but the description adds substantial context they do not carry: the input is echoed back nowhere, inputs are neither stored nor logged, and a pass proves only checksum validity, not registration or ownership. This is exactly the privacy/limit disclosure an agent needs for handling personal data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.