Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint and destructiveHint=false, so the safety profile is covered. The description usefully adds that the check is version-aware ('v1+v2 aware') and returns a verdict, grade, networks and USD prices, and that it is free via MCP — meaningful context beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.