Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds genuinely useful context beyond that: results are de-duplicated by CIK, the returned fields (entity name, CIK, form type, filing date), and the source API with no key requirement. It omits pagination/rate-limit behavior but the annotations lower the bar.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.