Counterparty outlier screen (LEI batch)
screen_counterpartiesANSWERS: "run my list of lenders through the federal record", "screen these LEIs", "which of my counterparties deny more than their applicant mix predicts". PARAM: a list of public LEIs. Returns per-entity observed versus expected FHA denial rates, coverage flags, method version and an evidence manifest hash. Public entity identifiers only: never borrower files, credit data or personal information. Free preview; the full Evidence Brief needs a licence a human buys on the pricing page, and an agent may relay the offer but can never complete a purchase. Screening signals, not findings of misconduct. Historical observation computed from the public CFPB HMDA 2025 record (actions 1,2,3; loan_type 2). Not a prediction about any individual application. Attribution: FinanceRateCalc, CC BY 4.0.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| lei_list | Yes | 1-40 public Legal Entity Identifiers (20-character ISO 17442). Hard cap 100; duplicates removed deterministically. | |
| license_key | No | Optional. A Lemon Squeezy license key issued for 'Counterparty Screen' (one-time or quarterly). Only pass it if the user explicitly provided it. | |
| requested_format | No | Optional. 'evidence_brief' requests the full audit artefact (licensed mode). |