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FinanceRateCalc HMDA statistics

Run a published cohort

run_cohort
Read-onlyIdempotent

ANSWERS: "run the screen on ", "how do these lenders compare against expectation". PARAM: cohort id from list_cohorts. Returns the peer-adjusted screen: observed versus expected denial rate, coverage flags, method version. Free preview; the full Evidence Brief needs a licence a human buys on the pricing page. Screening signals, never evidence of misconduct. Historical observation computed from the public CFPB HMDA 2025 record (actions 1,2,3; loan_type 2). Not a prediction about any individual application. Attribution: FinanceRateCalc, CC BY 4.0.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
cohort_idYesOne of the ids returned by list_cohorts, e.g. top-volume-fha, high-coverage-only, above-expectation, depository-institutions, screening-only.
license_keyNoOptional. Only pass it if the user explicitly provided one.
requested_formatNo

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