Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so the safety profile is fully covered without the description. Beyond the word 'Calculate,' the description adds no behavioral context such as how usedDowntimeMinutes affects the result, whether the budget is purely derived, or any constraints on inputs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.