Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly, idempotent, non-destructive, closed-world behavior, so the safety burden is covered. The description adds real value beyond that by naming the specific risk categories inspected (unpinned packages, inline secrets, plain HTTP, auto-approved tools, unreviewed enablement), which tells the agent what kind of findings to expect.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.