Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/openWorld/non-idempotent, so the bar is lower, and the description adds genuinely useful context the annotations don't cover: the pricing model ($0.001 USDC per call, x402 or prepaid credits) and that it is in the free trial. It does not, however, address the non-idempotent hint or explain response shape beyond what the output schema covers.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.