Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint, openWorldHint, idempotentHint=false), so the description's added value is the commercial/operational context: $0.002 USDC per call via x402 or prepaid credits, and that it is in the free trial. This is genuinely useful beyond structured fields, though it does not discuss rate limits or result caching.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.