Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true/openWorldHint=true, and the description adds real value: the specific detection categories, and notably the pricing/cost model (x402 or prepaid credits, free trial), which is not expressible in annotations. It still omits latency/rate-limit behavior, keeping it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.