Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only say readOnlyHint=false and idempotentHint=false. The description adds the materially important traits: the tool is free and never metered, a key is always issued, trial credit may or may not be granted, and the email never blocks issuance. These are exactly the facts an agent needs before spending a call.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.