Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds genuinely new context: the payload is methodology/limits/source links/worked examples, it contains 'no user records', and the caller is instructed to cite the canonical URL. It does not discuss failures or rate limits, but for a read-only lookup that is minor.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.