Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, non-destructive behavior, so the bar is lower. The description still adds real value: it scopes the payload (methodology, limits, source links, fictional worked examples), asserts no user records are returned, and gives a citation instruction.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.