Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so the safety profile is covered. The description still earns credit by adding auth requirements ('Needs your key'), deduplication semantics ('newest version of each'), and lifecycle scope ('active and retired') — none of which the annotations convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.