Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly, idempotent, non-destructive, closed-world behavior, so the safety bar is lower. The description still adds useful traits beyond the annotations: results are ranked, neutral-framed, carry citation state, use explicitly uncalibrated confidence, and are bounded by mandatory safety limits. These are meaningful interpretation caveats an agent would not otherwise know.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.