Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world behavior, so the safety profile is covered. The description adds genuine context beyond that: it resolves both birth places itself, calculates both charts, returns 'auditable' breakdowns, and explicitly disclaims that results are not a relationship verdict.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.