Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint and non-destructive behavior, so the description is not burdened with safety disclosure. It adds real behavioral context by naming what is deliberately omitted (prediction prose, annual-chart emulation, remedies) and the gating conditions (atomic extraction, scan verification, lineage review).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.