Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint, so the safety profile is well covered. The description adds the useful behavioral note 'This tool never charges,' which goes beyond the annotations, but it does not describe the returned route or token structure or any other behavioral details.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.