Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, covering the safety profile. The description adds the useful 'caller-owned' scoping limitation, but it does not disclose behavior for missing records, response shape, or any other runtime details. With annotations carrying most of the safety burden, this is adequate but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.