Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does disclose meaningful behavioral detail: images return as FastMCP Image, PDFs as File, text/JSON as JSON payload. It omits edge cases like redirects or errors, but the included output format details add value beyond the schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.