Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so the safety profile is covered. The description's return-value detail (summary of highest bonus and earliest expiry) overlaps with the existing output schema and adds no auth, rate-limit, or mutation-consequence context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.