Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safety profile (readOnlyHint=false, destructiveHint=false, idempotentHint=false), and the description adds genuinely new behavior: automatic path resolution and a hard fail-on-existing rule, which is the key information an agent needs before retrying a failed call. It stops short of saying what the failure looks like or how the resulting path is chosen.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.