Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the readOnlyHint/openWorldHint annotations, the description discloses capability limits ('cannot certify safety or detect every scam'), what is returned (cautious evidence score, risk flags, limitations), and cost/rate-limit terms ($0.005 USDC via x402 after 5 free calls/day). This is substantive behavioral context that annotations do not cover.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.