Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so the schema already documents all three parameters (name, description, html_content). The description does not add any parameter-level detail, such as the role of {{variables}} in html_content or how name uniqueness is enforced. Per the baseline rule, 3 is appropriate since the schema does the heavy lifting.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.