Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full disclosure burden. It does add one genuinely useful behavioral trait — execution is 'paid' and only 'completed' runs return output — plus the fact that a signed receipt is produced. However, it omits cost magnitude, authentication/authorization needs, failure behavior, and idempotency, so the disclosure is partial.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.