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openfinance_search_bank_connectors

Read-onlyIdempotent

Searches the available bank connectors by name (pass keywords[], e.g. ['nubank','btg']) and returns, per match: the connector id, whether it's Open Finance or API (access), PF/PJ (audience), the user's already-linked connections (and accounts when include_accounts=true), and a ready connect_url with the bank pre-selected. Some non-Open-Finance credential connectors carry a caveat warning that they don't auto-update (needs periodic manual reconnection) — surface it so the user can prefer the institution's Open Finance connector for automation. Honors the user's plan (a PF plan hides PJ banks; a PJ plan covers BOTH — PF and PJ banks connect and count under the same plan). Call this BEFORE connecting to hand the user a one-click link to the right bank. keywords[] is REQUIRED — without it returns a hint (never dumps the whole catalog).

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
keywordsNo
include_accountsNo

TDQS

A4.5/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The description adds valuable behavioral context beyond the readOnly/idempotent annotations: it discloses that missing keywords returns a hint rather than dumping catalog, that results vary by user plan, and that some connectors carry a caveat warning. This goes beyond the annotations' safety profile and informs the agent of dynamic result shaping.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single dense paragraph but every sentence contributes essential information (purpose, return fields, caveats, plan logic, usage timing, required parameter). It is efficiently written though could benefit from a bulleted breakdown for even easier scanning; still, it is appropriately sized for the tool's complexity.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the absence of an output schema and the tool's nuanced behavior (plan-based filtering, caveats, required keywords), the description covers all necessary aspects: return values, error handling for missing keywords, plan logic, and a clear call-to-action. The context makes it fully actionable for an agent to select and invoke correctly.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters5/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

With zero schema description coverage, the description compensates fully: it explains `keywords` with an example array and clarifies it is required despite the schema not marking it so; it also explains `include_accounts` controls whether linked accounts are returned. Both parameters are given practical meaning beyond type definitions.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool 'Searches the available bank connectors by name', specifying the verb, resource, and purpose. It details the return fields (connector id, access, audience, connect_url) and distinguishes this tool from siblings by focusing on connector search and connect_url generation, unlike other tools that handle connections, accounts, or transactions.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description explicitly instructs to 'Call this BEFORE connecting', providing clear context for when to use it. It also explains plan-based behavior (PF/PJ) and how to handle caveats. However, it doesn't explicitly name alternative tools for other situations, though the 'before connecting' directive implies a separation from post-connection tools.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

A4.4/5.0
Disambiguation4/5

Each tool targets a specific resource/action (balance, transactions, bills, loans, investments, connections, categories, provider status), with clear boundaries. Minor overlap exists between openfinance_list_transactions and openfinance_list_transactions_by_item, and among the multiple account-related tools, but the descriptions are detailed enough to disambiguate.

Naming Consistency4/5

Almost all tools follow an openfinance_<verb>_<noun> snake_case pattern (list_accounts, get_credit_card_bill, update_transaction_category). Minor deviations include openfinance_provider_status (noun_noun) and openfinance_list_transactions_by_item (extra preposition), but the overall convention is predictable and consistent.

Tool Count4/5

19 tools is on the heavier side but fits the broad scope of an Open Finance banking integration covering connections, accounts, transactions, credit cards, loans, investments, and provider health. Each tool appears justified; the count does not feel bloated.

Completeness5/5

The surface covers the full lifecycle: connection discovery/search/list/sync/disconnect/status, account and transaction retrieval, credit card bill summaries and detail, loans, investments, transaction categorization, and provider diagnostics. No critical dead ends are apparent for the stated banking data domain.