Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive, and closed-world, so the safety profile is covered. The description adds genuinely new behavioral context: the answer comes from the ledger's authoritative view, what fields it reports, and the per-call cost (~$0.01/call), which no structured field conveys.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.