Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose two real behaviors: a hard cap of 60 latest periods and that the series title is included in the response. However it says nothing about the PRO/subscription requirement that the access_token implies, error behavior for invalid vectors, or what happens when periods exceeds the cap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.