Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose several useful behavioral facts: a default 90-day window, a fixed 200 km radius, a 25-postal-code cap, and PRO/subscriber gating (reinforced by the access_token parameter). It says nothing about how counts are grouped (per postal code vs. total), rate limits, or failure modes for unknown postal codes.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.