Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full disclosure burden and does well on the operational side: cost of €0.02 per image, billing via the Authorization Bearer key, input size cap, and output format. It says nothing about failure behavior, rate limits, or whether processing is synchronous, which for a paid mutation-style call is a meaningful omission.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.