Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does disclose important traits: per-page billing at €0.008, charges against the bearer API key, and the boxes default of true. It says nothing about page-count limits, file size limits, failure behavior, or whether repeated calls on the same page are re-billed, which matters for a paid mutation-free but costly call.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.