Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations supplied, the description carries the full burden and does so well: it discloses per-call cost (€0.002 charged to the API key in Authorization: Bearer), the classification taxonomy, the returned fields, and the evaluation boundary. It does not cover failure behavior (inaccessible URLs, unsupported formats) or rate limits, which keeps it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.