Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations supplied, the description carries the full burden and does well on the non-obvious parts: it discloses a per-image cost (€0.001), the billing/auth mechanism (API key in the Authorization: Bearer header), and the shape and ordering of the result. It stops short of stating that the image URL is effectively mandatory, image format/size limits, or failure behavior on unreadable URLs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.