Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does substantial work: it discloses state scoping ("under your key"), authentication (Bearer token in Authorization), and cost (€0.002 per check). It also reveals that js defaults to true, meaning Chromium rendering is the slow/expensive default. Gaps remain on rate limits, what 'delete' destroys, and pagination for 'list'.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.