Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/non-destructive/closed-world, so the safety profile is covered. The description still earns credit by disclosing return semantics that matter operationally — folder paths, file counts, plan usage, and that returned ids are the handles other folder tools consume. It stops short of noting pagination or result-size limits for large accounts.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.