Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is covered. The description adds valuable behavioral context: the score is specifically 'after FACT slashing', the output is JSON with score and trust level, and there is a cost of $0.01 per call. It does not contradict annotations. It could have disclosed rate limits or whether the score is cached, but the added context is meaningful.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.