Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the tool as read-only, idempotent, closed-world, and non-destructive. The description adds substantive transformation semantics not covered by annotations: one Data sheet, a SUM totals row, literal-string treatment of all other cells, no inferred formulas, and return of actual file bytes.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.