Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this a read-only, idempotent, non-destructive operation, so the safety bar is met by structured data. The description still adds real value beyond them: a short-lived download URL, a security warning not to expose private connection tokens, and backward compatibility for anonymous PNG URLs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.