Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=false, so the safety and idempotency profile is fully covered structurally. The description adds only two behavioral facts beyond that: results are limited to 'public sellable' plans, and purchasing is out of scope. It says nothing about result ordering, pagination, or what is returned when no plans match.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.